What if you don’t receive your return 5 days early?

@ porsha905  asked:  "What if you don’t receive your return 5 days early?"

Edited 4/19/2025 at 10:56 PM Pacific

In the first paragraph below I had said "IRS release date" when I meant to say "IRS settlement date."  It's now been corrected.

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I don't know if you chose that offer with the option for your refund go to your bank account or to go to a Credit Karma Money checking account.   But in any case, if it's not within the 5-day period prior to the IRS settlement date, then you should not be charged.  See the TurboTax statement lower down.

Actually that offer says "up to" 5 days early, so it's not necessarily the full 5 days.  You shouldn't be charged (hopefully) if it doesn't arrive early at all.  If you do get charged anyway, we can tell you how to phone TurboTax Support.

"Up to 5 Days Early Guarantee: If your federal refund is not deposited into your selected bank account at least 1 day before the IRS refund settlement date (the date it would have arrived if sent from the IRS directly), then you will not pay the Up to 5 Days Early fee."

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund-advance/turbotaxs-five-days-early-refund-delivery-options/L9U8ngZlH_US_en_US