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March 9, 2020
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Credit scoe

  • March 9, 2020
  • 1 reply
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I receive my credit score every month from my credit card provider.  They told me how to improve my score which varies from 807 to 812,  two ways   1)  have a mortgage 2) only have 17 years of my credit.

I h told them that my husband and I paid off our mortgage in 1998 and we have been living in Florida since 1978 so don't understand why they cannot find all the information on our credit.  We have lived in Hillsborough County, Florida and within 12 miles of the first house we bought here.  What can I do about this?

 

    Best answer by Anonymous_

    @watty wrote:

    What can I do about this?


    Nothing whatsoever. At your range of 807 to 812, there is really no need to jump through hoops to improve your score; you will already receive the lowest interest rate on any type of loan, such as a mortgage.

    1 reply

    March 9, 2020

    @watty wrote:

    What can I do about this?


    Nothing whatsoever. At your range of 807 to 812, there is really no need to jump through hoops to improve your score; you will already receive the lowest interest rate on any type of loan, such as a mortgage.