Credit score points

Forum|Forum|6 years ago
March 3, 2020
3 replies
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last week I checked my score and today I checked it again and it went down by 44point. why did this happen when i haven’t done anything and haven’t missed a single payment. Turbo will not explain to me the sudden decrease but will only display my score.

Anonymous_

You should review your actual credit reports (free from the site below) for inaccuracies.

https://www.annualcreditreport.com/index.action

Martina75

Have you applied for credit? Or do you currently have credit cards? Using more than 30% of your total credit (raising your balance) can effect your credit score, or maybe a past due account hit your credit report. But if none of this is true, check your credit report. Your allowed 1 free credit report from all three credit bureaus in a 12 month period. Late fees, closed accounts etc., can effect your credit, or having a joint account with someone else can as well, in both a negative and positive way.

sunsets55

did it fall 44 pts on all 3 bureaus? unless creditors pulled your file and were considering opening an acct. with you. i can't think of any other reason why your score would take a dive like that.