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August 30, 2019
Question

How do I check my credit score

  • August 30, 2019
  • 3 replies
  • 0 views

How do I check my credit score

    3 replies

    August 30, 2019

    One way would be to sign up for Turbo (link below); it's free.

     

    https://turbo.intuit.com/

    DoninGA
    August 30, 2019

    You can also get a free credit report from each of the three credit reporting agencies annually using this website - https://www.annualcreditreport.com/index.action

    August 30, 2019

    there are also legitimate websites that offer your credit score for free  even some credit cards are posting credit scores on their monthly statements

     

    different rating agencies use  different formulas to the score so a wide variance is possible

    from FICO site 

    Why is my FICO® Score different than other scores I’ve seen?
    There are many different credit scores available to consumers and lenders. FICO® Scores are the credit scores used by most lenders, and different lenders may use different versions of FICO® Scores. In addition, FICO® Scores are based on credit file data from a consumer reporting agency, so differences in your credit files may create differences in your FICO® Scores.

    some agencies don't  use any of the FICO formulas, they use their own proprietary ones. Others may use Vantage Score model 3.0

     

     

    even the dates vary so one could be a score from July and another could be a score from August 

     

    September 11, 2019

    What is Turbo?

    Turbo is a product available free from Intuit, the makers of TurboTax, that shows where you truly stand financially. Turbo gives you the three numbers that matter most to lenders (your income + credit score + debt-to-income ratio), along with personalized insights and advice.

    You don’t have to be a TurboTax customer to use Turbo.

    Related Link: https://ttlc.intuit.com/community/using-turbotax/help/what-is-turbo/01/27190