How to raise my score

Forum|Forum|6 years ago
January 19, 2020
2 replies
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How can I raise my score when I cannot get approved for any loan, credit cards and have no credit history or usage?

Anonymous_

You might need to start with a co-signer or a secured credit card. Refer to the links below.

https://www.nerdwallet.com/blog/finance/no-credit-score-zero-credit-score/

https://www.nerdwallet.com/blog/finance/how-to-build-credit/

https://www.creditkarma.com/advice/i/how-to-build-credit-from-scratch/

katiewitt711

I would apply with Capital One, as they offer a secured credit card with a limit of 200, and after 5 months of usage and on time payments, it converts to a regular unsecured credit card. This will start your credit history and will allow you to open other types of trade lines.

https://www.capitalone.com/credit-cards/secured-mastercard/?external_id=WWW_LPT17_ZZZ_ONL-SE_AAAGO_T_SEM2_ZZZZ_c_Zg_57930c1b-59ac-441a-9585-3f48f106445f_[phone number removed]_26162&target_id=aud-[phone number removed]:kwd-50770670&gclid=Cj0KCQiAvc_xBRCYARIsAC5QT9lpgIaaXcRGrpJ28bx4x8oVBL-ryppQ21cJLbTFMZ69ocTGVHmsZ3caAtQSEALw_wcB