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November 19, 2018
Question

I have a ton of hospital bills on my credit report. How can i get them removed?

  • November 19, 2018
  • 1 reply
  • 0 views
I have bad a credit score due to these bills not credit cards

    1 reply

    Carl11_2
    November 19, 2018

    Pay them. No, I'm not be rhetorical or a smart arse here. But understand that if they are overdue, even paying them will NOT get the fact that you were late paying them, off your credit report. Having debt and they paying that debt does NOT make it disappear from your credit report. The debt will be shown no matter what. The status of that debt will be paid/pays on time, paid late, or unpaid. Generally, regardless of that status of the debt it will remain on the credit report for 3-7 years "after" the debt is paid off. How long it remains on the credit report after you pay it off depends on the type of debt.

    Generally though in my personal experience, lenders do not take into consideration exhorbant medical bills if it was a necessary expense. I know of *very* *few* medical expenses that are not necessary.