Improving my score

Forum|Forum|7 years ago
August 22, 2018
1 reply
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Hi so ive been trying to improve my score for a while I'm 20 and my score is at 525 and I'm working on getting it to 600 I want to be able to rent an apt without having issues because of my credit as well as I want to be able to get a credit card please I know I'm young but I want tips n tricks to my credit score.

Carl11_2

The number one thing that improves your credit score is time. Period. This is not going to happen tomorrow, or even next week.

Now if you have a check/debit card that can be used as a credit card, then use it "as" a credit card and quit using your PIN to pay for stuff with it. That does help with the credit. The best thing is, even if you use it as a credit card, if there's not sufficient funds in the account at the time you use it, the card will be declined. So it's kinda hard to "overdraw" thus dinging your credit.