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August 10, 2020
Question

items no longer on my credit report

  • August 10, 2020
  • 1 reply
  • 0 views

I had a Bail Bond that i co-signed for on my credit report. last month i noticed it was not on my report any more. Can you tell me what this means? did it fall off? Does this mean I'm going to be garnished? 

 

Thank you. 

1 reply

August 11, 2020

Items normally stay on your credit report for at least 7 years.  Whether a loan is paid in full on time and paid off, or paid late and goes to collections, its still listed on your file for at least 7 years.  I couldn't say why a bail bond would be listed one month and gone the next.  Maybe the credit bureau decided it wasn't really your debt and shouldn't be listed.  Or some other glitch.

 

You can start by getting your full reports from all 3 credit bureaus at www. annualcreditreport.com.  See if this is listed on some, all, or none of your reports.  Then, if you wanted more specific information, you can call Transunion and ask, since that's where Turbo gets its information.