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April 21, 2020
Question

theres a loan company

  • April 21, 2020
  • 1 reply
  • 0 views

i already paid that one o. full an is still showing that i we i they closed that account months an is still showing i paid in full

    1 reply

    April 21, 2020

    Accounts that are closed will stay on your report at least 7 years.  If it shows that you paid on time and was closed "paid-satisfied" that's great and helps your score.  If it shows you missed or were late with some payments, but eventually paid in full, that's not awesome but it's better than showing that it is still delinquent or that you paid a reduced amount.  But you're stuck with it being there 7 years.