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September 24, 2019
Question

Why did my credit score drop by 100 points !?!?!

  • September 24, 2019
  • 2 replies
  • 0 views
NOTHING has changed, I had a 750 score last week, now its 650!!! What happened??? All accounts current No late payments No excessive credit use I think I need an answer!!!

    2 replies

    September 24, 2019

    Review your credit reports (which you can get free from the site below) for any inaccuracies.

     

    https://www.annualcreditreport.com/index.action

     

    File a dispute if you find anything untoward on your reports.

    September 24, 2019

    most likely your credit reports will not show reason your score fell.   all you can do is look for inaccurate info that could lower it. 

     

    are you looking at the same provider?   there are actually dozens of rating agencies and they don't all use the same models and for the models the minimum/maximum can be different.  

     

     

    there are some free credit score websites they may offer more insight into why your credit score dropped so much.