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February 20, 2025
Question

1099-MISC for health insurance premium refund

  • February 20, 2025
  • 1 reply
  • 0 views

I am a MD National Guard soldier, using National Guard health insurance (called "Tricare Reserve Select") and enrolled in a MD-funded National Guard health insurance premium refund program (MD's "Health Care for Heroes" program). For 2024, I received a 1099-MISC with the refund listed in Box 6 Medical and Health Care Payments, which I believe is incorrect - I think Box 6 is for self-employed medical professionals to report their wages, not for the refund of premium I received. When I imported my 1099-MISC along with my other 1099's, TurboTax generated self-employment tax forms Schedule C and Schedule SE, which I've never needed before because I am NOT self-employed nor am I a medical professional.

 

Is my 1099-MISC correct, and did I enter it into TurboTax incorrectly? Thank you.

1 reply

AmyC
February 20, 2025

Box 6 on the 1099-MISC for health care payments returned to you is correct but the entry method needs to be changed. Delete the 109-MISC and business on your return.

Follow these steps:

  1. Log in to your return.
  2. Go to income
  3. Scroll down to Other Common Income
  4. Select Income from 1099-MISC
  5. Edit/ Start/ Revisit
  6. Enter income -the income should be in box 3,
  7. Enter tax if any withheld in box 4
  8. Continue
  9. Describe the reason -
  10. continue
  11. None of these apply
  12. Continue
  13. Did this involve main job?
  14. No  - (as far as these calculations go and to not get a business again)
  15. Continue
  16. How often do you get?
  17. Got in 2024 
  18. Continue
  19. Intent to earn money?
  20. No
  21. Continue
  22. Do you have another?
  23. No
  24. Continue
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ac1056Author
February 22, 2025

Thank you, that worked and was far easier than the self-employment forms! Hopefully your answer helps others in my situation, as it is a new refund program in 2024.