Skip to main content
April 10, 2025
Solved

Can I claim my child as dependent?

  • April 10, 2025
  • 2 replies
  • 0 views

I have a 22 years old full time college student daughter, who lived with us full time in 2024. She worked part time while in school and have w-2 with $8,200 earned income. I am married filing jointly. She also recieved 1098-T. 

1) Can I claim her as dependent? If so, do I need to report her w-2 ($8,200) as an income with our income (my W-2 + my wife W-2 + my daughter W-2)?

    Best answer by xmasbaby0

    You can still claim your daughter who was a full-time student as a qualified child dependent.  You do not put her income on your own tax return.   You are the ones who can claim any education credits like the AOTC.

     

    MY DEPENDENT HAD A JOB

    If your dependent has a W-2 for his after-school job, summer job, etc. you do not include the information on your own return. You can still claim your child as a dependent on your own return.  He/she can file his own return for a refund of some of his withheld wages from boxes 2 or 17 (he won’t get back anything for Social Security or Medicare), but MUST indicate on it that he can be claimed as a dependent on someone else’s return.  (Supervise this closely or prepare it for him!)

    If your dependent’s earnings were over $400 and were reported on a 1099Misc or 1099NEC then he must file a return and pay self-employment tax for Social Security and Medicare.

     

     

    You might also want to use free software from the IRS Free File versions:

    https://apps.irs.gov/app/freeFile/

     

    2 replies

    xmasbaby0Answer
    April 10, 2025

    You can still claim your daughter who was a full-time student as a qualified child dependent.  You do not put her income on your own tax return.   You are the ones who can claim any education credits like the AOTC.

     

    MY DEPENDENT HAD A JOB

    If your dependent has a W-2 for his after-school job, summer job, etc. you do not include the information on your own return. You can still claim your child as a dependent on your own return.  He/she can file his own return for a refund of some of his withheld wages from boxes 2 or 17 (he won’t get back anything for Social Security or Medicare), but MUST indicate on it that he can be claimed as a dependent on someone else’s return.  (Supervise this closely or prepare it for him!)

    If your dependent’s earnings were over $400 and were reported on a 1099Misc or 1099NEC then he must file a return and pay self-employment tax for Social Security and Medicare.

     

     

    You might also want to use free software from the IRS Free File versions:

    https://apps.irs.gov/app/freeFile/

     

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    tilhailuAuthor
    April 14, 2025

    Good Morning,

    On your previous below response you said "You are the ones who can claim any education credits like the AOTC." 

    My daughter recieved both 1098-T and 1098-E for year 2024 tax season.

    We will include her with our tax return as our dependent AND she will file her own return for a refund, since her W-2  (boxes 2 and 17) shows her withheld wages.

     

    My question is: Who's tax return shall include her 1098-T and 1098-E forms information? In other words, parents or my daughter. 

    Thank you for all your help!

    DaveF1006
    April 14, 2025

    If your child is your dependent, you will report these on your return, if you paid for her educational expenses. You can report either the 1098-T or 1098-E, but not both. The 1098-T may give you the best benefit because of the educational credit involved.

     

    **Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"
    April 10, 2025

    Yes.  You can claim her as a dependent on your return.

    The following criteria must be met to claim someone as a qualifying child:

    • Your child (including adopted and foster children), your sibling, or a descendent of any of them.
    • Age 18 or younger at the end of the tax year OR under 24 (and younger than you and your spouse) if they are a full-time student
    • Lived with you for more than 6 months during the tax year
    • They did not provide more than half of their own support (social security does not count)
    • They did not file a joint return, unless it was to claim a refund
    • Have a social security number that is valid for employment

     

    No.  You do not report her income on your return.  Since her income was only $8,200 from a W-2, she does not need to file a return unless she is claiming a refund.  If she is not claiming a refund, then this income does not need to be reported on any return.

     

     

    **Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"
    tilhailuAuthor
    April 10, 2025

    Thank you for your quick response. 

    So, if we claim her as dependent & she is not looking for any refund - she can totaly ignor her w-2 (no need to file her own seperate tax)?

    April 10, 2025

    She is not required to file a return for the amount of income she received.  If any tax was withheld ---shown in box 2 or box 17 of her W-2---she can file to seek a refund.   If she can get a refund, there would be no good reason not to file to seek the refund.

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**