Skip to main content
March 3, 2025
Question

can we claim a roof replacement on our home if it was leaking and insurance only wanted to repair roof ?

  • March 3, 2025
  • 2 replies
  • 0 views
insurance co. paid 3000.00 for repair but some plywood needed replaced also . we had the roof replaced out of our pocket.

    2 replies

    March 3, 2025

    No.   Repairs and improvements to your own home are not deductible on your federal tax return.  Save your records for someday when you sell the house.

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    DoninGA
    March 3, 2025

    The cost of the roof replacement is not reported on your tax return if this was for a personal residence, not used as a rental or in a business.  The cost of the improvement to the home can be added to the basis of the home when it is sold.