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March 19, 2025
Question

If I know the standard deduction is greater than my mortgage deduction and choose to use the standard, do I need to enter my mortgage deduction on my tax return

  • March 19, 2025
  • 2 replies
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2 replies

March 19, 2025

One advantage of reporting all itemized deductions is that the state standard deduction might be lower than your itemized deductions so you could file with the standard deduction on federal and itemized on state if your state has an income tax. 

March 19, 2025

No.

 

TurboTax will automatically choose the standard deduction for you if you do not enter itemized deductions.

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