Joint 1095-A now I’m being charged for the entire subsidy

Forum|Forum|11 months ago
May 1, 2025
1 reply
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I separated from my soon-to-be ex-husband in 01/2024. At the time, I had a part-time job, so I was enrolled with Covered CA. I got a full-time job in 03/2024 and I tried to disenroll from covered California in March 2024, but covered California would not allow me to disenroll until April 2024. So fast-forward to 2025, I went to file my taxes and I was asked if I had insurance. I said yes and if I had a 1095 A, which I said yes. When the tax preparer put the information in January, February, March, and April, it showed the subsidies for myself and my ex. The IRS was requesting that I pay back the $4000 in subsidies. What I don’t understand is why I am being charged the total of the subsidies when my ex was also enrolled with covered California. He was the head of the household. I was under him under Covered California. Is there a way where I can be put on a separate 1095 A form for my part of the subsidies for those first four months of 2024? Am I really responsible for the entire total of the 4 month subsidies and not shared with my ex?

Not A Product Question

RobertB4444

When you enter the 1095-A into TurboTax it will ask if you share the policy with someone else. You will answer 'yes' and enter that you share the policy 50/50 with your ex and only half of the amounts on the 1095-A will be entered onto your return.

You may not be able to e-file the return with that change on there. When you sign up with covered California one of the things you are required to agree to is to not file married-filing-separately. They make exceptions but they don't always allow you to file electronically if they do. So if your return is rejected then just print it out and mail it in.

@Angel_2025

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