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April 1, 2025
Question

Removing marketplace health insurance premiums from medical expense deductions

  • April 1, 2025
  • 1 reply
  • 0 views

I participated in a marketplace plan, but my premiums were reimbursed through a Health Reimbursement Arrangement (HRA), which means they are not eligible for a medical expense deduction. However,  after I entered the monthly premiums in the 1095-A, Turbotax automatically included those premiums in the medical expense deduction. How do I remove those premiums from the medical expense deduction? I can't delete the 1095-A because that information is required by the IRS. Please help!

1 reply

April 1, 2025

If you have received reimbursement of your health premiums through a HRA AND you have not received any advance payments of the premium tax credit for coverage for you or your family member (shown in column C of form 1095-A), then you are not required to enter your form 1095-A on your tax return. You are not entitled to the premium tax credit and entering form 1095-A would wrongly calculate a premium tax credit for you.

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