Question

credit card reporting

Forum|Forum|7 years ago
July 13, 2018
1 reply
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Typically , I have always believed that it didn't matter how much you out in a card, as long as you didn't go over the limit and you paid the balance at the end of the month. It seems Chase immediately updates my balance as I spend but takes it sweet time lowering it. Does anyone else experience this?

Credit Cards

MariP

Hi @Robert-Cohen,

Do you mean that Chase updates your balance on your Chase web profile? (vs. your credit report)

I have a handful of credit cards, and often my web portal is updated within 24 hours after I make a new purchase. On the other hand, the balances to the credit bureaus aren't reported until the end of the billing cycle, so there's a slight difference but would love to hear more about your experience.