Do I need to file NJ state return? Married couple, both retired, no wages, only 1099 int and Div, no draws on pension. No income tax withheld

It depends.

If you are a resident of NJ, according to the NJ department of revenue, you are required to file an NJ resident state income tax return if:

• your filing status is married filing jointly and your gross income from everywhere for the entire year was more than the filing threshold of $20,000. (single/married filing separately - $10,000)

Additionally, you must file a return to receive your refund or credit even if your income is equal to or below the filing threshold if:

• You had New Jersey income tax withheld and are due a refund.
• You paid New Jersey estimated taxes and are due a refund.
• You are eligible for a New Jersey earned income tax credit or other credit and are due a refund.

If you do not meet these NJ filing requirements, you have no NJ state income tax filing.