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April 5, 2025
Question

FRA and still working

  • April 5, 2025
  • 1 reply
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I am FRA born February 1958 and still working and have not received SS. If I receive SS in 2025 and still working will the SS be taxable? Is there an income limit if FRA (full retirement age)?

    1 reply

    DoninGA
    April 5, 2025

    No, there is no income limit when you are receiving Social Security benefits and you are at Full Retirement Age.

    Yes, your earnings are subject to Social Security and Medicare taxes regardless of your age.  

     

    Your Social Security benefits can be taxable based on your other income and your filing status.

     

    Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:

    Married Filing Jointly - $32,000
    Single or Head of Household - $25,000
    Married Filing Separately - 0