How do I remove the retirement tax credit from my return or does it have to be on there? I am not paying $79 to upgrade to deluxe services.

Tell the software you were a student in 2024 and it will disqualify you for the savers credit that you do not want to upgrade for.

Or—-Use this IRS site for other ways to file for free.  There are 8  free software versions available from the IRS Free File site

https://apps.irs.gov/app/freeFile/

Or—if you live in certain states you may be eligible to use the new IRS Direct File

In Filing Season 2025, Direct File will be available in Alaska, Arizona, California, Connecticut, Florida, Idaho, Kansas, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Washington, Wisconsin, and Wyoming. 

https://directfile.irs.gov/

https://home.treasury.gov/news/press-releases/jy2629

You may tell the software that you were a full-time student.

In TurboTax Online, the Saver's Credit or Retirement tax credit may be accessed as follows:

1. Down the left side of the screen, click Federal.
2. Down the left side of the screen, click Deductions & Credits.
3. Click the down arrow to the right of Retirement and Investments.
4. Click to the right of Retirement Savings Contribution Credit.