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April 22, 2025
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I am 61 and my ROTH account has been opened for over 15 years - is my roth ira withdraw taxable?

  • April 22, 2025
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Best answer by NCPERSON1

@sythomas because you are over 59.5 AND the Roth account has been open for at least 5 years, none of the withdrawals - whether those were originally contributed dollars, converted dollars from a Trad IRA or the earning that accrued over time - are taxable. 

2 replies

CatinaT1
April 22, 2025

No, it would not be taxable.

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NCPERSON1Answer
April 23, 2025

@sythomas because you are over 59.5 AND the Roth account has been open for at least 5 years, none of the withdrawals - whether those were originally contributed dollars, converted dollars from a Trad IRA or the earning that accrued over time - are taxable.