I am 65 & owe $200. If I put it in my IRA today instead will it decrease my taxes due foe 2024?

It may or it may not.  It depends upon whether you qualify for deductible Traditional IRA contributions.

TurboTax will determine whether you qualify for a deductible contribution to a traditional IRA.

In TurboTax Premium Online, select Traditional and Roth IRA Contributions under Deductions & Credits and Retirement and Investments.

There are limitations on how much can be deducted based upon:

• Your income (modified adjusted gross income), 
• Your filing status, and 
• Whether you are covered by a retirement plan (box 13 on your W-2).

The modified adjusted gross income tables are found on pages 13 and 14 of IRS Publication 590-A.

IRS Publication 590-A, page 9, states:

For 2024, the most that can be contributed to your traditional IRA is generally the smaller of the following amounts.

• $7,000 ($8,000 if you are age 50 or older). or 
• Your taxable compensation for the year.