Skip to main content
February 10, 2025
Question

Health Insurance deduction claimed in Business, but also requested in Personal Medical Deductions?

  • February 10, 2025
  • 1 reply
  • 0 views

First year I've ever had so many medical expenses that I qualified to include them in the Personal Deductions & Credits section. In addition to entering the costs of all my medical bills, it also asked to include my health insurance premiums paid. Fine, except that I had already entered that same amount in my Self Employment Health Insurance Expenses.  

 

Why does it feel like I'm double dipping on this? I was expecting a flag or notice alerting me I can only claim this expense once, but TurboTax is ignoring the Business entry and asking me to claim it again in personal deductions. Not complaining if this is a legit loophole resulting in a bigger refund, but I don't want to learn later it's a software oversight that will trigger an audit.

    1 reply

    February 11, 2025

    If you have already entered your health insurance premiums as part of your self-employed health insurance expense, then you would be double-dipping by including it again as a personal medical expense.

     

    The information onscreen in the personal medical expense entries of your return tells you that you should not include self-employed health insurance.

     

    See the screenshot below for reference:

     

    **Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"