Normally they sent to your bank between 12am and 1am. That does not mean it will go directly into your bank account. You bank can take up to 5 days to deposit it but normally it only takes a few hours.
The direct deposit according to East Coast time midnight to 1 o’clock if you have your card through a company like H&R Block and hit immediately if it’s through chase bank it should hit immediately some credit unions will post direct deposit around 3 AM
An electronic deposit can be received any time of day, but a lot of banks process ACH electronic deposits overnight in the wee hours such as around 3 AM or 4 AM. See the longer answer I left you a few minutes ago with something else you can check if you chose to pay any TurboTax fees out of the Federal refund.